Do I Qualify for a Motor Vehicle Accident Claim?

Many accident victims are unsure whether their situation qualifies. Answering a few basic questions can help determine your eligibility.

Do I Qualify for a Motor Vehicle Accident Claim?

Qualification Factors

Every accident is different, but many injury claims are based on a few common factors. You may qualify for a motor vehicle accident claim if your situation meets one or more of the conditions below.

  • You were injured in a motor vehicle accident
    This includes car crashes, truck accidents, motorcycle collisions, rideshare incidents, bicycle accidents, and pedestrian injuries.
  • Another party may be partially or fully at fault
    Fault may involve another driver, a commercial vehicle operator, or multiple parties in a multi-vehicle collision.
  • The accident occurred within the legal time limit
    Most states have a statute of limitations (often 1–2 years), though this varies depending on location and circumstances.
  • You received medical treatment or were advised to seek care
    Medical records often play an important role in determining whether an injury claim may be valid.
  • The accident caused physical, emotional, or financial impact
    This may include medical bills, missed work, ongoing pain, or reduced quality of life.

You May Still Qualify Even If

Common Misconceptions

Many people assume they do not qualify based on common misconceptions. The situations below do not automatically prevent a valid claim.

  • You did not go to the hospital immediately
    Some injuries take time to appear, and delayed treatment does not necessarily invalidate a claim.
  • You believe the accident was “minor”
    Even low-speed or seemingly minor accidents can result in serious or long-term injuries.
  • You may share some responsibility
    Many states allow recovery even if you were partially at fault, depending on local laws.
  • An insurance company has already contacted you
    Speaking with an insurance adjuster does not mean your options are exhausted.
  • You are unsure whether you want to pursue a claim
    Checking eligibility is free and does not obligate you to move forward.

It Costs Nothing to Check

Submitting your information is free, confidential, and does not obligate you to hire an attorney.

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When You May Not Qualify for a Claim

While many injury cases may qualify, certain situations may limit whether a motor vehicle accident claim is possible. Common examples include:

  • No injuries were sustained
    Claims generally require physical injury or measurable harm.
  • The accident occurred outside the legal filing deadline
    Each state sets a statute of limitations that may restrict late claims.
  • You were fully at fault for the accident
    In some cases, fault may prevent recovery depending on state law.
  • The incident did not involve a motor vehicle
    Non-vehicle-related injuries may fall outside accident claim eligibility.
  • No identifiable responsible party exists
    Claims typically require another party to be legally responsible.

Even if one of these situations applies, speaking with an attorney may still help clarify your options. Eligibility can depend on specific facts and state law.

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